Personal Loans Made Easy.

From $100 to $40,000

This service is FREE and will NOT affect your credit score.

How much would you like to borrow?

Pick a common amount:

By clicking a desired loan amount I consent and agree to the Privacy Policy. Terms of Service. Advertiser Disclosure, and E-Consent. I understand that if I am not connected with a lender I mav be connected with other financial service providers that offer products associated with my selected loan purpose.

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How do you want to spend the money?

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What is your estimated credit score?

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What is your employment status?

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How often are you paid?

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What is your monthly income?

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Do you have a checking account?

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Do you have a Direct Deposit?

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Length of Account

How long have you had this account opened for?

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What is your street address?

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Do you own or rent your home?

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How long have you been at this address?

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What is your email address?

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What is your Military Affiliation?

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How much unsecured debt do you have?

Unsecured debt includes credit cards, personal loans, or medical bills.

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Do you have $10,000 or more in credit card debt?

Give an estimate, this will not affect your loan request.

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What is your name?

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What is your date of birth?

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What is your phone number?

Providing your phone number is consent to receive calls, texts and recorded messages from The Llama Group LLC, Private Loan Club and it's network of Marketplace Partners.

By providing my phone number and clicking on the "Next" button above, I provide my express consent to be contacted at the telephone number by The Llama Group LLC. Private Loan Club and up to five Marketplace Partners in connection with my loan request, for other marketing purposes, and related to credit or credit repair offers, including contact through automatic dialing systems, artificial or pre-recorded voice messaging, or text message. I understand that my consent applies to these text messages and telemarketing calls even if I have subscribed to a federal state or company "Do Not Call" registry. Message and data rates may apply. To opt-out please follow the unsubscribe instructions within the text message. Clicking "Next" shall be my electronic signature to this consent.

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What is your Social Security Number?

We do a soft pull which does not affect your credit score. We use 256-bit SSL technology to encrypt your data.

Providing your Social Security Numbers is your consent under the Fair Credit Reporting Act for The Llama Group LLC and Private Loan Club and its Marketplace Partners with whom you are connected, to obtain your consumer credit report from your credit profile or other information from.

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Can you afford an aggregated monthly payment of $250?

Would you be able to make payments of at least $250 a month?

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Driver's License OR State ID

Your drivers license number is used to verify your identity and prevent fraud.

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Lenders Found!

Where would you like your funds deposited?

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Contact Time

If we need to contact you what is the best time?

By clicking a desired loan amount I consent and agree to the Privacy Policy. Terms of Service. Advertiser Disclosure, and E-Consent. I understand that if I am not connected with a lender I may be connected with other financial service providers that offer products associated with my selected loan purpose.

We use 256 bit SSL technology to encrypt your data.

Employer Name

By clicking a desired loan amount I consent and agree to the Privacy Policy. Terms of Service. Advertiser Disclosure, and E-Consent. I understand that if I am not connected with a lender I may be connected with other financial service providers that offer products associated with my selected loan purpose.

We use 256 bit SSL technology to encrypt your data.

Time Employed

How long have you been employed?

By clicking a desired loan amount I consent and agree to the Privacy Policy. Terms of Service. Advertiser Disclosure, and E-Consent. I understand that if I am not connected with a lender I may be connected with other financial service providers that offer products associated with my selected loan purpose.

We use 256 bit SSL technology to encrypt your data.

Work Phone Number

What is your work phone number?

By providing my Social Security Number and clicking on "View Offers" above, I consent, acknowledge, and agree to the following:

  • Terms of Service, Privacy Policy, Credit Authorization Agreement, E-Consent, Advertiser Disclosure, and Personal Loan Notice.
  • By continuing with the prequalification process, I understand and agree that I am authorizing The Llama Group LLC and Private Loan Club to obtain a consumer report from TransUnion. Search ROI, LLC may use the report to authenticate your identity and connect you with products or services. The inquiry is a soft pull of your consumer report and does not affect your credit score.
  • I understand my information will be presented to a network of lenders and/or lending partners, and those lenders and/or lending partners will review and verify my information in order to determine if I may qualify for a loan. I acknowledge that lenders, lending partners, and other financial service providers may share my personal information with The Llama Group LLC and Private Loan Club, including approval status and funded status.
  • I understand that if I am not connected with a personal loan lender and/or lending partner at the requested amount, my information may be shown to additional lenders and/or lending partners who provide lower loan amounts and higher rates. I also understand that if I am not connected with a Lender I may be connected with other financial service providers that offer products associated with my selected loan purpose.

We use 256 bit SSL technology to encrypt your data.

Processing Your Loan Request

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This process can take several minutes. Please do not press the back button or refresh this page or you could delay the lending process

We appreciate the opportunity to serve you today and may send you an email in the event you would like to utilize our marketplace again in the future.

Find a Loan in 3 Easy Steps!

Start by filling out our quick and easy form.

Sign for your loan and collect funds. Once connected with a lender, review and e-sign your loan agreement online! Funds are usually deposited into your bank account as soon as the next business day.

You can receive your funds as soon as the next business day.

Why Choose Us?

  • Let Us Do the Work For You

    Private Loan Club manages an extensive network of lenders to provide our users with premium access to personal loans. Request up to $40,000 through one easy online form, 24/7. Our lender network offers both installment and short-term loans, connecting you with the right loan for you.

  • Money as Quickly as Tomorrow

    Funds can be deposited directly into your bank account as soon as the next business day.

  • Data Security

    We use 256-bit encryption with our 100% online form.

  • All Credit Types Accepted

    Private Loan Club's extensive network of lenders offer a range of loans for people with excellent credit, as well as bad credit. Conditions vary and terms apply.

Frequently Asked Questions

A personal loan can be used for just about any expense - from home repairs, paying down credit card debt or even for personal needs like a vacation. This type of loan is typically paid back in monthly or twice monthly installments over an extended period of time. These types of loans are unsecured, which means that it is not necessary to have collateral, such as property. All that is required is your proof of identity and a source of income.

The loan cost and Annual Percentage Rate (APR) depend on several factors, which include state law, employment, and credit history. The APR will also depend on the requested loan amount and term of the loan. Loan terms are disclosed during the loan request process when you are directed to the lender’s or lending partner’s website.

Companies that offer personal loans and cash advances will typically perform a credit check. Personal loan companies will check your credit through national databases that track consumer lending transactions (such as Teletrack, DataX or DP Bureau) or through Experian, Equifax and Trans Union. Review procedures for loans do vary by company.

In some instances, approved individuals can get their loan funds as soon as the next business day. However, the time it takes to process and fund a loan varies with each individual loan company. The approval and processing time is also dependent on the financial institution where the customer has their bank account.

Dates for repayment, and any fees chargeable in the event of a rollover, etc., will vary for each company that offers loans. It is essential that you take the time to review all of these terms and conditions before entering into a loan agreement.

Private Loan Club does not enforce payment, but your lender or lending partner can take legal action against you for lack of repayment. If the full amount of principal and interest is not paid back by the agreed-upon payment date, you will probably be charged a new finance charge and payment may be extended until your next pay date.

Request a loan in as little as 2 minutes!

Representative Example

Example One

If you borrowed $5,000 over a 24 month period and the loan had a 6% APR, your monthly repayments would be $221.60, with a total payback amount of $5,318.47

Example Two

If you borrowed $5,000 over a 24 month period and the loan had a 15% APR, your monthly repayments would be $242.43, with a total payback amount of $5,818.40

The Annual Percentage Rate (APR) is the amount of interest you would pay on a personal loan over the course of a full year. The cost of the loan and APR depend on several factors, including the lender and/or lending partner, credit history, employment history, and applicable law. Your APR also depends on the desired loan amount and length of the repayment period.

The terms of your loan, including the APR, fees, finance charges, and other terms are disclosed during the loan request process after you are directed to the lender's and/or lending partner's loan agreement. This information is strictly between you and the lender and/or lending partner you are connected with. Not all customers will be eligible for a loan or meet the criteria to receive the best terms or lowest interest rate.

The examples represent sample rates, are for informational purposes only, and may not reflect the actual APRs offered by your lender and/or lending partner.